Jim Kotan's Blog

My blog to talk about a variety of "stuff"

Wednesday, April 15, 2020

TruWest Credit Union has 10 tips to protect yourself from scams during the coronavirus crisis:







Note from JK: I received the following from a highly reliable US Dept Of Justice Officer here in the Valley.  It has many great recommendations for keeping yourself safe online.   If the US DOJ agrees with these recommendations, I do too..
NOTE:  The following line has a Link in it... Prior to clicking on ANY link (including anything you see on this blog!!), hover your mouse over it to see what it says behind the scenes.. Hovering over the text is safe, as long as you do not Click it..  In this case, it is "https truwest.org/" (I removed the :// in this part, and replaced it with a space, so you are certain to see the text). 


TruWest Credit Union has 10 tips to protect yourself from scams during the coronavirus crisis:

1. Be cautious when reviewing emails, especially those related to COVID-19. Do not click links or open attachments in an email unless you are expecting the email and/or you are certain as to the validity of the email and the sender.

2. Keep all your computer programs updated, especially the computer’s anti-virus/anti-malware software and operating system (i.e. Windows, Mac OSX, etc.).

3. Beware of advertisements for COVID-19 cures, treatments or vaccines. If a random Internet site has a treatment or cure that isn’t already widely known and in use to help current patients, it’s probably too good to be true. Always contact and ask a healthcare professional.See More

4. Beware of charity scams. Always check with services such as Charity Navigator, CharityWatch, GuideStar or the Better Business Bureau’s Wise Giving Alliance to research a charity before making a donation.

5. Beware of calls, emails or texts from anyone claiming to be the IRS or any other government entity wanting to discuss your tax return or stimulus check. The IRS will always contact you through standard postal mail.

6. Avoid consuming and sharing misinformation. Always consult reputable sources for updates about COVID-19, such as the Centers for Disease Control and Arizona Department of Health Services. Only share information on social media, or other channels, from reputable sources.

7. Beware of get-rich-quick schemes or questionable investment opportunities related to COVID-19. Scammers are capitalizing on the desperate search for work by those who may have lost their jobs and are unemployed.

8. Beware of in-person or online “clinics” selling COVID-19 testing services. Contact your healthcare provider if you suspect you have the illness. If your symptoms are critical, go to the closest emergency room or dial 911.

9. Employ unique, strong passwords for every critical online account, such as those for banking, financial investments and healthcare. Use a password manager to keep track of your passwords in a secure manner.

10. Practice smart online shopping. Never use a debit card for online transactions as scammers may be able to empty your bank account before you have a chance to dispute the charges. Only shop with reputable businesses employing the proper security on their website (beginning with “https”). Browse directly on the online shopping site instead of clicking links that may have been manipulated to send you to a potentially fraudulent site.
  • Note from JK:  I almost never, ever use a Debit Card.  I ONLY use my Credit Card as my form of payment anywhere I go, although sometimes when I shop online I may use PayPal and have them charge directly to my credit card. Just be certain to pay that credit card off every month!!

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